Your business needs a home.
Make it America.
The foundation of everything. A US LLC gives you global credibility, access to the world's best banking, and a clean structure for international income.
No upfront payment — apply and we'll review your case, then send your personalized setup link.
What's Included
Everything you need.
Nothing you don't.
- End-to-end advisory and coordination of your Wyoming or Delaware LLC setup
- State selection strategy based on your profile
- EIN (Tax ID) application support
- Filing coordination introductions (first year included)
- Virtual business address advisory
- US bank account application support (Mercury, Relay, etc.)
- Operating agreement drafting
- Complete advisory packet delivered ready-to-use
Who It's For
If you earn money internationally, you probably need this.
Freelancers billing US clients. E-commerce operators. SaaS founders. Content creators. Consultants. Anyone who needs a legitimate US business structure without actually living in the US.
A US LLC is the global standard for doing business. It gives you access to the best payment processors, the strongest banking system, and a credible entity that clients and partners trust worldwide.
The BCA Difference
What AI can't tell you
ChatGPT can give you the brief. It cannot give you the details. These are things that are done: the tips and tricks that only someone who's navigated the process can share.
Which state actually makes sense for YOUR situation, not a generic blog post answer
The bank that will actually approve a non-resident (it changes monthly)
The exact sequence to avoid getting stuck in EIN limbo for 30 days
How to structure the operating agreement for your specific tax situation
Which filing partners won't ghost you when you need them
The actual decision
Wyoming vs Delaware: pick by use case, not by hype
Both states are fine. The 'Delaware is the only serious option' line is repeated by people who form Delaware LLCs for a living. The 'always Wyoming' line is repeated by people who form Wyoming LLCs for a living. Here's the real split.
Pick Wyoming if
You're a solo founder, freelancer, e-commerce operator, or consultant billing under ~USD 500k/year. Lower ongoing cost (USD 60 annual report fee), simpler maintenance, stronger anonymity by default, and zero state income tax.
Pick Delaware if
You plan to raise venture capital, take on US institutional investors, or run a structure where US case-law clarity matters (joint ventures with US partners, multi-class equity). USD 300 minimum franchise tax + USD 50 annual report. Delaware Inc files March 1; Delaware LLCs file June 1.
Don't pick Nevada
For non-residents the cost-to-benefit math rarely works vs Wyoming. Annual list + business license = ~USD 350. Marketed heavily but offers no meaningful advantage over Wyoming for the digital-nomad use case.
Don't pick "your home state"
If you live abroad, forming in your own US-source state of past residency triggers state-level filings you don't need. Wyoming and Delaware are the two jurisdictions that have no state income tax on non-resident-owned LLCs with no in-state nexus.
The mechanics
What actually happens, step by step
Average end-to-end timeline: 3 to 14 business days for the LLC itself, plus 2 to 8 weeks for the EIN (faster when we can use the IRS online assistant; longer when we have to file Form SS-4 by fax). We don't sell speed promises we can't keep.
- 1
Profile interview
We map your residency, income source, banking needs, and downstream plans (ITIN? Stripe? raise capital?). This determines state choice and operating-agreement structure. ~30 minutes, async.
- 2
State filing
We file Articles of Organization with the Wyoming or Delaware Secretary of State. Wyoming online filings are typically approved within 1 business day; Delaware online within 2–5. You're an LLC the moment the state assigns your file number.
- 3
Registered agent
Year 1 included. The agent is a US-based address that receives legal service of process, required by every state. Year 2+ renews at ~USD 100/year via our preferred partner (not BCA, we don't mark it up).
- 4
EIN application
We apply for your IRS Employer Identification Number. If your home country has a tax treaty and you have a passport, we use the IRS online assistant (instant EIN). If not, we file Form SS-4 by fax. IRS turnaround is currently 4–6 weeks. We do not charge extra for the slow path; we just tell you the truth about timing.
- 5
Operating agreement
Drafted to match your structure (single-member, multi-member, foreign-managed). Not a generic template. The agreement matters when a bank, a court, or the IRS asks who controls the LLC. We give you the executed PDF and the editable source.
- 6
Banking introductions
We send you to whichever neobank is actually approving non-residents this month (Mercury, Relay, Wise Business, sometimes others). The approval landscape rotates. What worked in March doesn't always work in June. We don't open the account on your behalf and we don't touch your funds.
- 7
BOI report (currently paused)
Under the March 2025 Treasury interim rule, entities formed in the US — including LLCs owned by non-residents — are currently exempt from Beneficial Ownership Information reporting with FinCEN; only foreign-formed entities registered in the US must file. The rule is interim, so if it is reinstated we prepare and file the initial BOI report for you and remind you of any update deadlines.
Real numbers
What it actually costs (Wyoming, year 1)
We charge a single advisory fee; everything else is at cost or paid directly by you. No markups on state fees, no 'EIN processing surcharge', no padded registered-agent renewal.
| Item | Amount |
|---|---|
BCA advisory + coordination one-time | USD 1,200 |
Wyoming state filing fee paid to the state | USD 100 |
Registered agent, year 1 year 2+ ~USD 100/year | included |
EIN application IRS does not charge for EINs | USD 0 |
Operating agreement tailored to your structure | included |
BOI initial report FinCEN does not charge | included |
Virtual business address ~USD 240/year if you need a US mailing address | optional |
| Estimated total | USD 1,300 |
Year 2+ ongoing: USD 60 Wyoming annual report + ~USD 100 registered agent + tax filings (Form 1120 + Form 5472, see /services/compliance). Delaware LLCs add USD 300 franchise tax + USD 50 annual report instead.
What goes wrong
The mistakes we see every month
Most of the bad outcomes around non-resident LLCs come from the same handful of avoidable errors. Here's the short list.
Skipping Form 5472
A foreign-owned single-member US LLC is treated as a disregarded entity for US tax purposes, BUT it still files a pro-forma Form 1120 + Form 5472 every year, even with zero income. Penalty for a late or missing 5472: USD 25,000 per form, per year. This is the #1 mistake we clean up.
Using your home address as principal place of business
Banks read the address. If your "US LLC" lists a residential address in your home country as the PPOB, US neobanks will decline. Use a virtual business address that's genuinely separate from the registered-agent address (this surprises Delaware filers, see /services/compliance).
Opening the bank account on the wrong document
Mercury and Relay want a specific document set: Articles, EIN letter, operating agreement, government-issued ID, proof of address. Submitting an EIN confirmation screenshot instead of the official IRS CP-575 letter is the most common rejection trigger.
Ignoring Stripe's "US tax info" prompt
Stripe accepts US LLCs but will pause payouts if the tax form (W-9 for entities with EIN) isn't completed correctly. The form asks for the LLC's tax classification. Most non-resident-owned single-member LLCs check the box 'Disregarded entity' and use the LLC's EIN, not the owner's ITIN. Getting this wrong freezes payouts.
Forming, then never operating
A US LLC that does nothing for two years and skips its Wyoming annual report gets administratively dissolved. Reinstating costs more than the original filing and resets your formation date. If you're not ready to use it in the next 90 days, wait to form.
Things people get wrong
What a US LLC does NOT do
We get the same five questions every week. Short answers below.
It does not give you a US work visa or residency
Owning a US LLC has zero immigration consequences. You cannot work in the US on the basis of LLC ownership. If you visit the US to do business, you do so on whatever visa or visa-waiver status applies to your nationality, same as any other tourist.
It does not 'erase' taxes in your home country
Most countries tax their residents on worldwide income. A US LLC owned by a non-US-resident generally pays no US federal income tax if it has no US trade or business and no US-source income, but your country of residence almost certainly still wants its share. We do not give tax advice for your home jurisdiction; you need a local CPA or accountant.
It does not work for clients who require 'a US presence'
If an enterprise client requires a US subsidiary with US employees and a US office, an LLC owned from abroad does not check that box. It checks the "US entity" box (banking, contracts, Stripe). Different ask.
It does not protect you from US sales tax on US-source sales
If you sell physical goods to US customers and cross a state's economic-nexus threshold (most are USD 100k or 200 transactions/year), you owe sales tax in that state regardless of where the LLC is formed. E-commerce founders, plan for this from day one.
It does not require you to ever step foot in the US
Some founders worry about needing a US visit for notarisation, banking, or filings. None of the above. Everything in our workflow is fully remote, including the EIN, the bank account application, and the BOI filing.
Boundaries
Who this is NOT for
If you're a US citizen or green-card holder living abroad: a US LLC is fine but the tax treatment is completely different (you're a US person; the LLC is not 'foreign-owned'). Talk to a US-licensed CPA. We don't take US-person clients for this service.
If you need a regulated entity (broker-dealer, money transmitter, insurance, payment processor): an LLC alone is not the right vehicle. You're looking at a licensed structure in a specific state and we're not the right firm.
If you intend to use the LLC for a sanctioned-country business, gambling without a license, crypto money-services activity without registration, or anything else that would fail a Bank Secrecy Act review: no.
Common Questions
Quick answers before you decide
Keep going
The rest of the playbook
Most BCA clients stack two or three of these.
Residency
Get Paraguay permanent residency in 21 days
Reasonable tax base, no minimum stay requirement, and a path to cédula + RUC for international banking and contracts.
US Credit
Build US credit with an ITIN. No SSN required
Form W-7 → ITIN → Capital One Quicksilver Secured → 5 months → unsecured Discover. The decoded path most CPAs miss.
Real Estate
Invest in Bali leasehold real estate safely
Why leasehold beats nominee freehold for foreigners, the due-diligence checklist, and realistic 4–9% net yields.
Stay Compliant
Stay compliant with Form 5472, BOI, and annual filings
The annual cadence that keeps your non-resident LLC out of USD 25,000 IRS penalties and in good standing.
Banking
Open bank accounts in Georgia and Panama, 100% remotely
Official SOLO (Bank of Georgia) and Towerbank partner. Passport to start, video call to activate, tax ID added later — no flights required.
Stay protected year-round
Axel Care monitors your compliance, alerts you to deadlines, and handles IRS notices. So you never miss a filing or pay a penalty. From $299/year.
🤝
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